As of January 1, 2025, we will no longer be in-network or billing Blue Cross Blue Shield (BCBS). This business decision took many years to come and for many, many reasons. The main reason is that it takes too much time and resources to bill and rebill claims on patients’ behalf and it is not financially feasible anymore. We want to spend the time doing what we do best which is helping to restore your health.
Did you know that the number one reason people file bankruptcies is from people who carry commercial healthcare policies? One major catastrophic loss due to deductible and 20%-50% coinsurance on a $500,000 claim can result in a $150,000 bill to you. Most people cannot withstand that kind of bill.
You will have many choices if you continue to use us for your healthcare…
1. You can pay the discounted cash price which is usually lower than your deductible price. The cash prices are on our website.
2. If you continue to carry BCBS or any other insurance, we can provide you with the superbill for you to submit to your insurance carrier.
3. You can join this amazing health sharing program which I personally joined, used, and love. My monthly premiums are less for significantly better coverage. I can use whatever doctor I want including natural medicine. This is what I have been looking for, for years. I have also offered it to my employees as an employee benefit.
Impact Health Sharing—take control over your healthcare plan, not what is best for the high-profit insurance companies! Traditional healthcare premiums go up dramatically every year with less and less coverage. Here is the answer to control your costs and protect yourself from bankruptcy.
- Non-profit, which means much lower premiums!
- Healthcare freedom
- Portable, not job dependent
- Use any doctor or specialist you want.
- No underwriting and no guidelines for care.
- No denials, puts medicine back in the hands of the doctors instead of the employees of the insurance company who deny procedures and tests that patients need.
- No discrimination, anyone can be a member.
- Can join at any time of the year.
- 1 free wellness visit per member per year
- $150 lab allowance per member per year.
- Free telemedicine 24-hours a day, 7-days a week. Unlimited access to medical care.
- Wholesale prescription medications though Impact Health Sharing portal.
- Co-shared is capped at 10% and is capped at $5000.00 per household annually (usually not reached).
- No contracts, no network, no PPO, no HMO.
- Major medical event eligible for sharing up to $500,000.00 per member.
- People 65-years and older with Medicare Part A & B are 100% covered including pre-existing conditions!
- Vision and Dental coverage included.
- Naturopathic, Acupuncture, and massage benefits and Chiropractic (50 visits a year).
- We are working to implement electronic billing on your behalf.
Watch YouTube videos on Impact Health Sharing
- Introduction to Impact Health Sharing
- Member testimonial on repricing
- Impact Health Sharing Protocols
- How to Submit a Claim
- Why American have so much Medical Debt
Contact Melvin Walker for a quote or questions on Impact Health Sharing at walkermel1908@gmail.com or call (630) 841-7605; also mbrannick@brannickclinic.com for more info on Impact Health Sharing.
Change is difficult however you will have some good options. We will continue to provide the same services we have always provided for the past 22-years.
